Apple pancakes(or waffles)

1 1/4   c            flour
     1/4   c            Wheat germ
   2 1/2   ts           baking powder
     3/4   ts           Baking soda
   1       t            Salt
   2       tb           Sugar
     1/2   ts           Cinnamon
   2                    Eggs -- beaten
   1 1/2   c            buttermilk
     1/4   c            Oil
   1       c            Coarsely grated tart apple

  Recipe by: HOOD RIVER VALLEY APPLE RECIPES
       Stir together all dry ingredients.  Mix eggs,
  buttermilk, and oil; add to dry ingredients and mix
  gently.  Fold in grated apple. Cook on lightly oiled
  griddle.  For waffles, double ingredients and freeze
  any leftover waffles; reheat on low setting in
  toaster.  (One of my kids' favorite quick breakfasts!)